A new study has revealed that over-50s holidaymakers are paying out £1,700 a year for unexpected medical bills that aren’t covered by their travel insurance.

Half of the over-50s within the study suffer from a medical condition - almost a quarter of which are travelling without being properly insured – as 23% admit they fail to declare their medical conditions. This means travellers are not covered should they fall ill on holiday.

The research, conducted by Staysure also highlighted the most common misconceptions on insurance cover for medical conditions: some 59% of Brits think you can’t get travel insurance cover if you have cancer, while four out of ten believe you won’t find cover if you’ve suffered from a stroke. One in five respondents also claimed they have been prevented from fulfilling all their travel ambitions due to their medical conditions.

Chris Rolland, CEO of Staysure, said: “The fact that 23% of people who have pre-existing conditions fail to declare them when buying travel insurance is a truly shocking statistic, as it means people are putting themselves at risk of potentially extortionate medical bills should they fall ill abroad. They’re also spending money on a policy that won’t cover them for what they need – which is a false economy.

“Our research also shows that almost one in ten Brits don’t feel confident travelling abroad with existing medical conditions – which suggests that the public don’t feel fully informed on how to approach it, or believe that the cost of cover for their needs may be prohibitive to their travel.

“We urge holidaymakers to talk to their insurer and answer all questions honestly and to the best of their knowledge, declaring all conditions and any medication they’re taking. If their medical circumstances change before they travel, they should let their insurer know. While travelling with a medical condition may feel daunting, many of our customers love to achieved incredible things that they never thought possible, from climbing mountains to seeing the wonders of the world - there’s no reason for a medical condition to hold you back from achieving your travel dreams.”

twn Are you sure that you want to switch to desktop version?