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If nothing’s ever happened to your luggage on holiday, then you're in the distinct minority; according to HolidayExtras.com. 

A shocking 63% of British travellers have had their luggage damaged by baggage handlers - in almost half those cases more than once, and some 27% of those polled said their luggage had been damaged 'a handful of times'. An unlucky 2% said it had happened to them 'countless times', while 10% of people said they had had something stolen from their bag, or that their entire bag had been lost.

Women seemed to worry more than men about keeping their bags secure - 28% said they always locked their suitcase, compared with 18% of men.

The company's head of insurance, Andrea Clayton, had these tips for travellers: "If your luggage contains any valuables, they should be covered by your home contents insurance if they're lost. However, it's probably best to leave them at home. Make sure your case is in good condition so it's not so easy for it to get damaged. Ensure the wheels are secure and the straps are tucked in so nothing can get caught.

"Unless you have distinctive luggage, put a distinguishing mark on your suitcase, like a piece of coloured ribbon, so you know it's yours. You can buy straps to put around your luggage with your surname on, and can even have your case shrink-wrapped at the airport after it's been security checked. There is a charge for this - a cheaper alternative is to padlock it. If you're travelling with someone else, or taking more than one suitcase yourself, split things like clothes and medication between the two cases so if one gets lost, you still have the other one. Keep your hand luggage with you all the time - even if you just put it down for a minute, that's enough time for someone to take it."