NEW PRODUCTS from P J Hayman Travel Insurance Specialists now give holidaymakers and travellers the opportunity to purchase additional ‘top-up’ insurance and get fully covered, whilst keeping their existing travel insurance policy in place.

The range of 'Top Up My Cover' policies include cancellation, allowing individuals with existing travel insurance policies to top them up if their existing cancellation limit is lower than the cost of the holiday they have purchased; activities, providing additional ‘top-up’ cover for higher-risk holiday activities for which a replacement specialist policy would otherwise be required; and villa rental protection, which offers up to £5,000 of cover in the event that a holiday rental property either doesn’t exist or is not as described in the marketing material.

Top Up My Cover requires no additional underwriting or declarations, and the company also offers commission to agents.

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